Dave Nickle graduated from the University of Lethbridge in 1995 with a Bachelor’s degree in Psychology. In 1996 he started his career in financial planning as a representative of Investors Group. While studying for his CFP (Certified Financial Planner) exams he felt strongly that he would be better able to serve his clients by becoming an independent financial planner. In early 2000, he made a big decision – to leave Investors Group and go out on his own, as an independent financial planner.

After spending a quarter century in this industry, Dave will tell you without any doubt, that the most important determinant of real-life, long-term investment outcomes is not investment performance. Rather, it is investor behavior. By keeping clients focused on a rational, well thought out financial plan, they have prospered for over two decades. During all this time, Dave has successfully navigated his clients through countless corrections, and more than a few nasty bear markets & recessions. Maintaining discipline through all of these challenging events was key to achieving very pleasing long term results.

Dave’s most important (and best) career decision was to form a partnership with Brad Weed & Stuart Hay. Their passion, integrity and empathy are unrivaled & a huge asset to anyone fortunate enough to work with them. Together they founded HNW Financial, and they are solely focused on helping their clients achieve their financial goals. By making their clients prosper, HNW Financial prospers. Good Karma in action.

Dave’s very best life decision was to marry the love of his life, Tricia. Together they are raising their two beautiful daughters Joy & Molly in Calgary.